For my day-to-day payments, I would pick a debit card because it pulls money directly from my bank account, so I can’t spend more than I have.
It’s widely accepted, keeps my budget in check, and I don’t have to worry about interest like with credit cards.
It also works for online and in-store purchases, and I can still use it for budgeting tools and cash withdrawals if needed.
So, debit feels safer and easier for me as a daily payment method.