Objective

By the end of this lesson, the student will be able to apply arithmetic skills to manage money by saving, spending, and donating.

Materials and Prep

Materials: Paper, pencil, and play money (if available)

Prep: Familiarize yourself with the concept of saving, spending, and donating money.

Activities

• Activity 1: Money Management Game

  Create a simple game where the student can earn play money by solving math problems. Then, discuss how they can save, spend, and donate the money they earned.

• Activity 2: Budgeting Exercise

  Ask the student to plan how they would spend a given amount of money, ensuring they allocate some for saving and donating. Discuss the importance of budgeting and making responsible choices.

• Activity 3: Real-Life Scenarios

  Pose hypothetical scenarios where the student receives money as a gift or for completing chores. Guide them to decide how much to save, spend, and donate in each scenario.

Fourth Grade Talking Points

• "Saving money means keeping some of the money you earn or receive for later use, like for a special purchase or emergency."
• "Spending money is using it to buy things we need or want, like toys, clothes, or food."
• "Donating money is giving it to help others, like giving to charity or supporting a cause."
• "When we earn or receive money, it's important to think about how we can use it wisely by saving, spending, and donating."