Instructions
Use this worksheet to help you learn how to create and manage a budget.
1. Income
List all sources of income below:
Total Income
Calculate your total income:
2. Expenses
List all monthly expenses below:
Total Expenses
Calculate your total expenses:
3. Budget Summary
Determine if you have a surplus or a deficit:
4. Reflect on Your Budget
What areas can you improve on to save money?
What is your savings goal for the next month?